Learn how you can leverage your money and save the interest that you would normally pay out each month. Go from 15-20% interest to 0% interest on your current credit cards.
People today are looking for ways to take advantage of saving money any way they can. This page will show you 4 fantastic credit card offers available and how to save your money over a 15 to 18 month period.
Discover IT -Credit Card
What a deal. An 18-month interest-free offer if you transfer your balance to Discover It. In addition, you will receive beautiful perks in the form of cash rewards. You will receive 1% on certain items purchased to 5% on other items like gas or dining at a restaurant. The Discover It Credit card will double your first year purchases with cash via the rewards program. This can earn you extra substantial cash. Other leading credit card companies are offering only a 15 month interest free deal but here you get an additional 3 months of 0% interest in your favor.
Bank Americard -Visa Credit Card
The Bank Americard is also offering a great offer. This card is rated very high because of its 0% APR introductory plan for 18 months, adding the savings towards your principal. If you have debt on another credit card account that you would like to have paid off with o% interest for an 18 month period this can be a good choice for you.
Chase Slate- Credit Card
When you transfer to Chase Slate there is no fee for the transferring of your balance for the first two months. In addition, there is no annual fee, also no interest on your balances. When you transfer your balance for a full 15-month period you will have a 0%APR rate. This is designed to help people pay down their principle debt during a 15 month period.
Capital One’s Quicksilver- Credit Card
Capital One Quicksilver card is a great way to go because along with no annual fees you can earn 1.5% cash back on all of your recent purchases. Learn how to earn a$100 bonus. Visit their website for more information on your bonus. Whether you’re buying gas for your car or going to your favorite restaurant there are no restrictions on where and how much you want to spend. Learn how Capital One Quicksilver card offers 0% intro APR. Check their website for expiration dates on these deals. They may choose to extend their offer due to competition in the marketplace.
Savor One is another Capital One card worth considering. With this card you will receive 0% interest for 15 months. The interest rate will then kick in at 16.24% to 24.24%. In addition, if you spend $500 in the first three months, you receive a $150 cash bonus. Cash back offers on purchases are enticing also. Dining and entertainment will reap you 3% cash back while groceries will give you 2%. Everything else is 1% cash back.
American Express is one of the big names in the world of credit cards. Specifically, their Cash Magnet Card is one to consider for a great 0% introductory rate. It offers this plan for 15 months as well as 1.5% back on all purchases. Even better, is if you spend $1000 in the first three months of owning this card you will receive a $150 bonus. This is a great feature if you are planning on a big purchase in the near future. Cash back comes by way of dollars, credits or merchandise-you get to choose.
The Citi Double Cash card offers 0% introductory rate for 18 months which is a good deal. However, this card does not have as many perks as some of the others. Balance transfers do not qualify for the cash back offer. New purchases, however, will earn you 2% cash back-broken down like this-1% at time of purchase and 1% when payment is made.
Bank of America
Bank of America is another big name in credit cards. They are currently offering a 15 month 0% introductory rate. In addition, upon receiving your card, you will be eligible for a $200 bonus after spending $1000. Again, if you are planning on making a big purchase soon, that $200 can be helpful.
The Credit Cards 0% Introduction
Introduction offers at 0% can be very beneficial as you try to balance your credit card debt, even lowering it. The banks have so much competition now so they have to create ways to keep their customers happy. I suggest that you look at their offers, examine the variety of credit card offers available. The interest free plans from a 15-18 months period can be a boost to your account.
Ask to Waiver the Fees
The credit card companies do have fees for the transfer of money over to your new account. What you want to do is ask if they will waiver the fees.When you go to the bank manager they can offer deals as well. Some of the fees charged are for a limited time only and then they dissipate. The person who does his or her due diligence before hand can get the sweet deal that they are looking for.
Why Transfer Your Balance?
Transferring the balance of one credit card to another may save you money. If you carry a balance each month and only make minimum payments, then you are no doubt paying much in interest. When you transfer your balance to a 0% interest card you will have 15 months or more to work on lowering your credit card balance before accruing interest. Think about how great it would be to actually pay off your balance during the period of no interest!
While there are a plethora of credit card offers available to individuals with any credit circumstance. Our extensive team of credit card pros take the time to research and dig deep in each credit card offers. Whether you have good credit, bad credit, no credit, looking for lower rates or saving money. We know offers are worth showing to you.